Sending money in and out of Afghanistan remains difficult due to SWIFT restrictions, creating major challenges for businesses and individuals. While some Afghan commercial banks are willing to process international transfers through foreign banking partners, many transactions are blocked by foreign intermediary banks, making the process unreliable.

To navigate these restrictions, businesses and individuals are using other methods. Carrying cash is one option, with individuals allowed to bring up to $10,000 into Afghanistan without a declaration. Larger amounts are allowed but require official documentation. Another widely used method is the Hawala system, an informal money transfer network that operates outside traditional banks. It is commonly used for tax payments, business transactions, and money transfers.

Given the banking challenges, businesses should plan their finance carefully to avoid unexpected problems. For legal guidance and assistance, contact Kakar Advocates at Office@KakarAdvocates.com